Bring your award letter. If your benefit could end, the lender may ask to see that it should keep going for a few more years.
A partner's income can be added to yours if they are on the loan too.
Can I buy a house if I get disability or Social Security income?
Yes. Disability and Social Security income count toward buying a home. Because it is often not taxed, lenders can sometimes count it as more than it is.
More questions
- Can I use Section 8 to buy a house?In some places, yes. Some housing authorities let a voucher help pay a mortgage instead of rent. Ask your local housing authority if it does.Read the answer
- Can I buy a house with an ITIN instead of a Social Security number?Yes, with some lenders. ITIN loans exist, but they usually need a bigger down payment than FHA or VA loans.Read the answer
- Can you help me build a house on my own land?Mostly we help people buy homes builders are putting up in new communities. For a custom home with a large budget, we help find land, a plan and a builder.Read the answer