Will getting pre-approved hurt my credit?
A pre-approval pulls your credit, and that can move your score a few points for a short time. Shopping for a mortgage within a short window usually counts as one pull, not many.
Credit scoring is built so that people can compare lenders. Several mortgage pulls close together are treated like one search for one loan.
What hurts more is opening new cards or loans while you are buying a home. Wait until after closing for that new car or furniture account.
