Can I buy a house after a bankruptcy?
Yes, after a waiting time. For FHA and VA loans it is often about two years after a Chapter 7 bankruptcy. For a regular loan it is often about four.
By Nick GutheryOwner & CEOUpdated Florida & Georgia
A Chapter 13 bankruptcy can be shorter. Some lenders will look at your loan once you have made about a year of on-time plan payments, with the court's OK.
Lenders also look at how you have handled credit since. A year or two of on-time payments helps a lot.