How long does it take to raise my credit score to buy a house?

Some fixes show up in about a month, like paying down a credit card. Others, like a late payment, take longer to fade.

Card companies report your balance to the credit bureaus about once a month. When a lower balance is reported, your score can go up fast.

Fixing a mistake on your report usually takes about 30 days after you dispute it. A lender can sometimes speed up the update once the fix is made.

Tell us your goal score and we can tell you what will move it most.

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